SIP Calculator
Calculate your Systematic Investment Plan (SIP) returns. Plan your mutual fund investments with projected wealth gain and detailed year-wise breakdown.
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📈 SIP Insights
SIP Formula:
FV = P × ((1+r)ⁿ - 1) / r × (1+r)
P = Monthly amount, r = Monthly rate, n = Months
₹5,000
12%
10 Years
💡 SIP Tips
- Start early - longer period = more compounding
- Increase SIP yearly with step-up option
- Equity funds historically give 10-15% returns
- Stay invested during market dips (rupee cost averaging)
- Review and rebalance portfolio yearly
How to Calculate SIP Returns
Plan your investments in 3 simple steps
1
Enter Monthly SIP
Enter the amount you want to invest every month.
2
Set Return Rate
Choose expected annual return (8-18% typical for equity).
3
Select Period
Choose investment duration and see your wealth grow!
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